Fondo Futuro :: Loans For Graduates

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Loans For Graduates

Student Loans
Today, over 65% of students utilize loans. 1 A student loan can be either a federal loan (i.e, Stafford & Perkins loans) or a private loan. These loans can be targeted towards a student or parent and require a separate application process for each type of loan. The private student loans offered through Fondo Futuro have competitive interest rates and make it easier to get the extra money you need for college expenses not covered by other forms of financial aid.

Federal Stafford Loans
Federal Stafford Loans are either subsidized, meaning the government makes all interest payments while the student is enrolled in school, or unsubsidized, meaning the student makes interest payments while enrolled in school or defers payment until graduation. Students must be able to demonstrate financial need to qualify for a subsidized Stafford loan, but all students regardless of their need are eligible for an unsubsidized Stafford loan.

Private Graduate Student Loans
A Private Graduate Student loan truly makes an education possible! Private Graduate Student Loans offer highly competitive interest rates and are the perfect way to meet the full cost of an education while supplementing a Federal Stafford Loan. These loans are similar to private undergraduate student loans, but are specifically tailored to meet the demands of today's graduate student.

1 Source: National Postsecondary Student Aid Study (NPSAS)

This webpage was designed to assist Hispanic/Latino students, who are seeking financial aid, pay for their college education with grants, scholarships, and loans (both Federal Stafford and private). We provide a full guide of financial tools which can be used to determine your options in paying for college.